Advanced Preservation Inc.

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    • About Us
    • Meet The President
  • Individuals
    • Tax-Free Income
    • Wealth Preservation and Estate Planning
    • Premium Financing
    • Personal Pensions
    • IRA, 401k & Corporate Pension Rollovers
    • Free College Money
    • New Social Security Law Affects Most Americans
    • Portfolio Management
  • Business Owners
    • Advanced Tax Savings Plans
    • Advanced Business Succession Strategies
    • Advanced Risk Protection
    • Advanced Premium Financing
    • Advanced Mezzanine Financing
    • Advanced Business Coaching
    • Advanced Tax Planning
    • Advanced Portfolio Management
  • Contact

Advanced Premium Financing

A Great Estate Tax Planning Tool Using Other People’s Money

Premium financing is an advanced wealth preservation tool used by high net worth individuals in need of large life insurance policies to cover an estate tax bill, provide a family legacy or bequeath a charitable gift.

Here’s an example of how it works. Let’s say Bill, age 65, wants his heirs to pay his estate tax bill with the proceeds from his $15m million life insurance policy. Premiums on a $15 million policy can run into hundreds of thousands of dollars a year so Bill gets a commercial bank to pay his premiums. Bill is able to do this by using part of his stock portfolio as collateral against the loan. Once the bank loan is covered, his stock is released as collateral. When it’s done correctly, the cash value growth inside the policy pays off the bank loan and funds the policy for the rest of Bill’s life. Here’s the best news. Bill may never have to write a premium check.

Advanced Wealth Preservation works with the top banks, insurance companies and premium finance specialists to help meet your unique needs and goals. Our conservative approach combines high cash value life insurance with low-cost loans not available to the general public. We work with some of the largest and most highly-rated life insurance companies in the U.S. who offer products that can provide substantial cash value accumulation. The cash value accumulation in these products have historically exceeded the projected borrowing costs for these policies. The minimum death benefit amount required for premium financing is usually $10 million.

Call us today to see how premium financing can enhance your estate planning needs.

Call: (908) 444-4599

How Can We Help?

Business Owners

  • Advanced Tax Free Savings Plans
  • Advanced Sale and Succession Strategies
  • Advanced Risk Protection
  • Advanced Premium Financing
  • Advanced Mezzanine Financing
  • Advanced Business Coaching
  • Advanced Tax Planning
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Call: (908) 444-4599

Advanced Wealth Preservation Inc.
7 Farmstead Rd.
Short Hills, NJ 07078

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Copyright Advanced Preservation Inc. [READ DISCLOSURE]
Investment Advisory Services offered through Brookstone Capital Management. LLC (BCM), a registered investment advisor. Advanced Wealth Preservation and Brookstone Capital Management are independent of each other. Insurance products and services are no offered through BCM but are offered and sold through individually licensed and appointed agents. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Brookstone Capital Management. Third party ratings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client evaluation. The National Social Security Advisor certification is obtained by completing and passing a certification exam and requires biennial continuing education. The NSSA certification is not affiliated with or endorsed by the Social Security Administration or any other government agency. More information regarding the certification can be found at https://nationalsocialsecurityassociation.com.

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